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Budget Planner

Take control of your finances with our interactive budget planner. Track income, expenses, and see where your money goes each month.

Start with a template:
🎓 Student Budget

For college students and young adults

🏠 Single Professional

Working professional living alone

👪 Family Budget

For families with children

🌴 Retired

For retirees and empty nesters

Total Income
$5,200
Total Expenses
$4,350
Net Income
$850
Savings Rate
16.3%

Income

Add Income Source

Expenses

Add Expense Category
💡 Budget Tips
  • 50/30/20 Rule: Aim to spend 50% on needs, 30% on wants, and 20% on savings.

Frequently Asked Questions

How do I create a budget that works?

Start by tracking your income and expenses for 1-2 months to understand your spending patterns. Then set realistic goals using the 50/30/20 rule: 50% for needs, 30% for wants, and 20% for savings and debt repayment. Review and adjust your budget monthly.

What's the best way to track expenses?

Use our mobile app to track expenses in real-time. You can also keep receipts and review them weekly, or use the envelope system where you allocate cash to different spending categories. The key is consistency - track every expense, no matter how small.

How do I handle irregular expenses?

Create a "sinking fund" for irregular expenses like car repairs, annual insurance premiums, or holiday gifts. Divide the annual cost by 12 and set aside that amount each month. This prevents these expenses from derailing your budget when they occur.