Protect your business from financial fraud with our comprehensive security solutions. From real-time monitoring to advanced authentication, we help safeguard your assets.
Understanding the risks is the first step in protecting your business.
Fraudsters impersonate executives or vendors to request fraudulent wire transfers.
Counterfeit, altered, or forged checks presented for payment.
Unauthorized electronic debits from your business account.
Criminals using stolen business credentials to open accounts or apply for credit.
Biometric and one-time passcode options for secure login
Inactive sessions automatically log out after 15 minutes
All data encrypted during transmission
Continuous surveillance of account activity
Train your team to recognize and prevent fraud attempts.
Always call known contacts to verify changes to payment instructions.
Be suspicious of urgent payment requests, especially from executives.
Require two people to approve large or unusual transactions.
Conduct regular fraud awareness training for all employees.
Ashmore Trust Bank will never call, email, or text asking for your password, PIN, or one-time passcode. If you receive such a request, it's a scam. Contact us immediately.
Positive Pay is a fraud detection tool that matches checks presented for payment against a list of checks you've issued.
Dual control requires two people to authorize certain transactions, preventing unauthorized payments even if one account is compromised.
If you suspect fraud, immediate action is critical. Here's what to do and what to expect.
Businesses that follow security best practices and report fraud promptly are covered by our zero liability policy for unauthorized transactions. Certain limitations apply.
Business Email Compromise is a sophisticated scam where fraudsters impersonate executives, vendors, or employees via email to request fraudulent wire transfers or payment changes. They often spoof email addresses or compromise legitimate accounts. Always verify payment changes through a known phone number before processing.
Positive Pay creates a "white list" of checks you've issued. When checks are presented for payment, we verify they match your list. Mismatches are flagged for your review, allowing you to block fraudulent or altered checks. Payee Positive Pay adds an extra layer by verifying the payee name as well.
Act immediately: Call our Fraud Hotline at 1-800-555-FRAUD (available 24/7). Lock any affected cards through mobile banking. Change your online banking password. Review recent transactions. The faster you report, the better chance we have of recovering funds and preventing additional losses.
We offer Zero Liability Protection for unauthorized transactions when security procedures are followed and fraud is reported promptly. Coverage depends on the type of fraud, how quickly it's reported, and whether security best practices were followed. Some limitations apply. Our fraud specialists can explain coverage details for your specific situation.
We offer free fraud awareness resources including webinars, tip sheets, and posters. Premium Payroll customers get access to online training modules. Contact your relationship manager to schedule a fraud prevention workshop for your team. Regular training is your best defense against social engineering attacks.
1 Fraud Protection Package: 20% discount applies when enrolling in both Positive Pay and Dual Control services. Discount applies to monthly service fees only. Setup fees still apply. Offer subject to change.
* Zero Liability Protection applies to unauthorized transactions reported promptly. Limitations apply. Business must follow security procedures and exercise reasonable care. See Business Account Agreement for complete terms.
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