Rewards Cards for Every Purchase

Our Cash Back Rewards card is designed for everyday spending. Earn cash back on every purchase with higher rates on groceries and gas.

Rewards Structure:

• 3% cash back on grocery store purchases (up to $6,000 per year, then 1%)
• 2% cash back on gas station purchases
• 1% cash back on all other purchases
• No limit on total cash back earned
• Redeem automatically as statement credit or deposit to checking

Introductory Offer:

• $200 bonus after spending $500 in first 3 months
• 0% intro APR on purchases and balance transfers for 15 months
• After intro, variable APR 14.99% - 22.99% based on creditworthiness

Additional Benefits:

• No annual fee
• Free credit score access
• Contactless payment enabled
• Apple Pay and Google Pay compatible
• $0 fraud liability

Terms apply. Balance transfers must be completed within 4 months of account opening.

Earn points on every purchase and redeem for travel, gift cards, or statement credits. Perfect for frequent travelers.

Rewards Structure:

• 5x points on travel purchases booked through our portal
• 3x points on dining and restaurants
• 1x points on all other purchases
• Points never expire as long as account is open
• Redeem for flights, hotels, car rentals, and more

Welcome Offer:

• 60,000 bonus points after spending $3,000 in first 3 months
• Points valued at $600 toward travel when redeemed through portal
• 0% intro APR on purchases for 12 months

Travel Benefits:

• $100 annual travel credit each account year
• No foreign transaction fees - use worldwide with no extra charges
• Travel accident insurance
• Lost luggage reimbursement
• 24/7 travel assistance services
• Auto rental collision damage waiver

Annual Fee: $95 (waived first year)

Travel credit posted automatically after eligible travel purchase.

Build or rebuild your credit with our secured card. Your refundable security deposit becomes your credit line.

How It Works:

• Choose your deposit amount: $200 to $2,500
• Your credit line equals your deposit amount
• After 12 months of responsible use, we'll automatically review for upgrade to unsecured card
• Deposit refunded when you close account in good standing or upgrade

Features:

• Reported to all three credit bureaus (Experian, Equifax, TransUnion)
• Free access to your credit score
• No annual fee
• Graduation path to unsecured card with deposit refund
• Same benefits as unsecured cards once graduated

Requirements:

• Valid Social Security number or ITIN
• 18 years or older
• Sufficient funds for security deposit
• Bank account for payments

Responsible use includes on-time payments and keeping balance below credit limit.

Designed specifically for students, this card helps you build credit while earning rewards on your everyday spending.

Rewards Structure:

• 2% cash back on dining and restaurants
• 1.5% cash back on all other purchases
• No minimum to redeem
• Cash back deposited directly to your account

Student Benefits:

• Good Grade Reward: $50 bonus each year you maintain a 3.0+ GPA (up to 4 years)
• Financial literacy tools and budgeting resources
• Credit education workshops and webinars
• No credit history required to apply

Features:

• $0 annual fee
• 0% intro APR on purchases for 6 months
• Free credit score access
• Mobile app with spending insights
• Parental alerts available

Requirements:

• Must be 18+ years old
• Enrolled in college or university
• Valid student ID required
• Proof of enrollment or acceptance letter

Students under 21 may need to show independent income or have a co-signer.

Credit score requirements vary by card. Cash Back and Travel cards typically require good to excellent credit (670+). The Secured card is designed for those with limited or poor credit, and the Student card is for those with no credit history. You can check your application status without impacting your credit score through our pre-qualification tool.

Cash back can be redeemed as a statement credit, direct deposit to your checking account, or as a check. Travel points can be redeemed through our travel portal for flights, hotels, car rentals, and more. You can also redeem points for gift cards or statement credits. All redemptions can be done through online banking or our mobile app.

If you make a late payment, your APR may increase to the penalty APR of up to 29.99%. However, if you make 6 consecutive on-time payments, we'll review your account and may return to your regular APR. We also offer payment due date reminders to help you avoid late payments.

Yes, you can add authorized users to your account at no additional cost. Authorized users will receive their own card and can make purchases, but the primary account holder is responsible for all charges. You can set individual spending limits for each authorized user through online banking.

You can request a balance transfer when you apply for a new card or anytime after by logging into online banking. Balance transfers must be completed within 4 months of account opening to receive the introductory APR. A balance transfer fee of 3% applies ($5 minimum).