Grow your business reserves with competitive interest rates and flexible access. From basic savings to premium money market accounts, we have the right solution for your cash management needs.
Compare our business savings and money market accounts to find the perfect fit for your company's cash management strategy.
* APY = Annual Percentage Yield. Rates subject to change. Fees may reduce earnings.
Minimum Opening: $100
Monthly Fee: $5 (waived with $500 balance)
Withdrawals: 6 per statement
Minimum Opening: $2,500
Monthly Fee: $10 (waived with $2,500 balance)
Check Writing: 6 per month
Minimum Opening: $10,000
Monthly Fee: $15 (waived with $10,000 balance)
Unlimited Check Writing
Minimum Deposit: $1,000
No monthly fees
Fixed rate for entire term
| Features | Business Savings | Money Market | Money Market Plus | CD (12-month) |
|---|---|---|---|---|
| Minimum Opening Deposit | $100 | $2,500 | $10,000 | $1,000 |
| Interest Rate (APY) | 1.25% flat | 3.00% - 3.75% tiered | 4.00% - 4.75% tiered | 4.75% fixed |
| Monthly Fee | $5 (waived with $500) | $10 (waived with $2,500) | $15 (waived with $10,000) | $0 |
| Check Writing | 6 per month | Unlimited | ||
| Debit Card Access | Optional | Included | ||
| Monthly Withdrawals | 6 per month | 6 per month | 6 per month | Penalty applies |
| Online Banking | ||||
| FDIC Insured |
Our Business Savings account is designed for companies that want a simple, accessible place to hold operating reserves and short-term savings.
Money Market accounts combine higher earning potential with check-writing flexibility. Perfect for businesses with larger balances that want both yield and access.
Our premium money market account for established businesses with significant balances. Enhanced rates and premium features.
Certificates of Deposit offer guaranteed returns with fixed interest rates for a specified term. Ideal for funds you won't need immediate access to.
Your deposits are insured up to $250,000, with options for additional coverage.
We consistently offer rates that rank among the best for business accounts.
Manage your savings anytime with business online and mobile banking.
Earn bonus rates when you combine accounts with your business checking.
Business Savings offers a straightforward savings account with lower minimums, ideal for smaller balances and everyday savings needs. Money Market accounts typically offer higher tiered interest rates but require higher minimum balances and include check-writing privileges. Money Market Plus adds premium rates and additional features for larger balances.
Federal Regulation D limits certain types of withdrawals and transfers from savings and money market accounts to six per monthly statement cycle. These include online transfers, automatic transfers, and telephone transfers. In-person withdrawals and ATM transactions are unlimited. If you need more frequent access, consider our Business Checking accounts.
Absolutely! You can link any of our business savings or money market accounts to your business checking for automatic overdraft protection. Transfers are free and help you avoid overdraft fees. This also counts toward your relationship bonus eligibility.
Yes! Through our CDARS (Certificate of Deposit Account Registry Service) and ICS (Insured Cash Sweep) programs, we can help businesses with deposits exceeding $250,000 access multi-million dollar FDIC insurance coverage. Ask your relationship manager about these options for larger cash balances.
You'll need your business formation documents (Articles of Incorporation/Organization), EIN verification letter from the IRS, business license, and personal identification for all owners with 25% or more ownership. For sole proprietors, a DBA certificate and Social Security number may be accepted.
1 Cash bonus offer: Available on new Money Market Plus accounts opened with $25,000 or more. Bonus credited within 60 days. Offer not valid with other promotions. Limit one per business.
APY = Annual Percentage Yield. Rates effective as of February 2026 and subject to change. Fees may reduce earnings. See account disclosures for complete terms and conditions.
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